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-IS NOW A GOOD TIME TO BUY A HOUSE?
-Now is a great time to buy a house whether it is your primary residence or an investment property: the interest rates are at all-times low, there is lots of inventory on the market AND first time homebuyers can get up to $8,000 credit!
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<body><a href="http://www.realtor.org/wps/wcm/connect/599a64804d24c83d931ff726a9949436/government_affairs_homeb_tax_cred_qa.pdf?MOD=AJPERES&CACHEID=599a64804d24c83d931ff726a9949436" target = "_blank" onMouseOver="MM_displayStatusMsg('Q&A About $8,000 Credit');return document.MM_returnValue" onMouseOut="MM_displayStatusMsg('');return document.MM_returnValue">Q&A About $8,000 Credit</a></body>
-DO I HAVE TO PUT A LOT OF MONEY DOWN IN ORDER TO GET A MORTGAGE?
-Not necessarily. There are still great programs for first time homebuyers that allow 3-3, 5% down payment. Also, did you know that you can put as little as $100 on a HUD home AND WE ARE HUD BROKERS! We specialize in HUD auctions and will guide you through the process!
-I CAN GET A GREAT DEAL ON A HOUSE RIGHT NOW BUT WHAT ABOUT THE REPAIRS? MOST BANK OWNED HOMES NEED A LOT OF REPAIRS.
-We can help you estimate the cost of the repairs before you make an offer on a property. We strongly recommend doing a professional inspection on a property. You can also finance some of the repairs or establish a repair escrow. We can also obtain multiple bids from contractors to get the best deal for you!
-HOW CAN I START LOOKING FOR A HUD OR A BANK OWNED HOME?
-Call us or send us an email explaining your criteria: are you looking for 2, 3 or 4 bedrooms? Which area do you prefer? What is your price range? Then we can create a customized search FOR FREE and you will be getting emails with the houses that fit your criteria as soon as they get on the market. We will show you as many houses as you want.
-HOW DO I KNOW WHAT I AM QUALIFIED FOR?
-We offer prequalification at our office which includes a copy of your credit report and an explanation of all the info that your credit report contains. We can also refer you to a loan officer that might be able to do a free prequalification over the phone or online!
-MY HOME IS IN PREFORECLOSURE. WHAT ARE MY OPTIONS?
-It is important to know all your options. It is a good idea to stay in touch with your lender. You might be able to qualify for a loan modification or refinance. If you have to sell your home we can help you put your home on the market and negotiate a short sale with your lender. Please have a look at www.995hope.org for free counseling for foreclosure prevention.
Let's get together to talk about your home buying and/or selling plans. Call me at the office ( 317-780-8089 ) or on my cell phone ( 317-457-1800 ) or send me an e-mail (bestindyhomes@yahoo.com), we'll set-up a time to meet that is easy and convenient for you.
I look forward to working with you!
- Garden Homes Realty
317-780-8089
bestindyhomes@yahoo.com
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